Payday Post — Student Loan Repayment & Debt Relief News
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How to Build an Emergency Fund While Paying Off Student Loans
Paying off student loans and saving for emergencies at the same time feels impossible, but the …
Ralph Fernandez3 min read
FICO 8 Credit Score Model Explained
FICO 8 still dominates lending decisions even though newer scoring models exist. Here's how it weighs …
Alyssa Young4 min read
Student Loan Balances: How Do You Compare to Ages 25 to 34 Average
Millions of borrowers aged 25 to 34 owe an average of $33,566 in federal student loans, …
Ralph Fernandez3 min read
International Students May Skip the US: Why That Hurts the Economy
Trump's overhaul of the Department of Education and crackdowns on student visas could cost billions, from …
Ralph Fernandez3 min read
Student Loan Repayment While Unemployed: How to Survive Until You Find a Job
Lost your job with student loans still due? Here's how deferment, forbearance, income driven repayment, and …
Tabitha Brown4 min read
SAVE Plan Borrowers: What to Know Before Switching Income Driven Plans
Interest resumes on SAVE plan loans August 1, 2025. Here is how switching to IBR, waiting …
Ralph Fernandez4 min read
Debt Relief →
Full Recourse Debt Explained: What Borrowers Need to Know About Liabilities
Full-recourse loans let lenders chase your personal assets, not just collateral, if you default. Here's how …
Alyssa Young4 min read
Mini Miranda Rights Explained: What They Are and How They Work
Debt collectors can't hide who they are or why they're calling. Learn what Mini Miranda rights …
Tabitha Brown4 min read
Debt Settlement: How It Affects Your Credit Score
Debt settlement can shrink what you owe, but it almost always dents your credit score. Here's …
Alyssa Young2 min read
Credit Scoring Explained: How It Affects Your Loan Terms
Credit scoring decides your loan terms, but few people understand how the number is built. Here's …
Alyssa Young5 min read
Chattel Meaning Explained: Movable Property and Mortgage Insights
Chattel mortgages let movable property like mobile homes or equipment secure a loan, but higher rates …
Alyssa Young4 min read
Creditor Definition: What Happens When Debts Go Unpaid
Not all creditors are created equal. Some can repossess your car or home, others can only …
Alyssa Young5 min read
Personal Finance →
Student Loans Reddit Discussions Reveal Borrower Struggles and Advice
Reddit is full of real borrower stories about student loans, but knowing what to trust and …
Tabitha Brown5 min read
Best Student Loans: Top Lenders Compared for Borrowers
Federal Direct Loans lead the pack for most students, but the right choice depends on your …
Ralph Fernandez7 min read
Mohela Student Loans: What Borrowers Need to Know
Mohela is one of the largest federal student loan servicers, but knowing its role, and your …
Ralph Fernandez6 min read
Student Loans Repayment: What Borrowers Need to Know Now
A practical breakdown of how student loans repayment works, from grace periods and servicer billing to …
Tabitha Brown6 min read
Student Loans for Bad Credit: Where to Find Options
Bad credit blocks fewer student loan options than most borrowers assume. Here's how federal loans, PLUS …
Alyssa Young6 min read
Tax Relief Company Options Explained for Struggling Taxpayers
What a tax relief company actually does, what it costs, and when negotiating your own back …
Tabitha Brown6 min read